Is MyPoints legit? What we checked, and what it pays
By Pamela · Editor, SurveyQueen
Last verified · Based on official provider information
MyPoints is a real, operating rewards site. We last checked its published terms and payout rules on 2026-07-29, against the provider's own documentation. What is worth knowing before you join is not whether it exists, but what it actually pays: $2.00 – $4.00 on surveys on the published figures, with a $3.00 for the first gift card cash-out floor.
"Legit" gets used for two different questions. The first is whether the company is real and pays people at all. The second is whether joining is worth your time. This page answers both, and they have different answers.
We do not operate accounts on the panels we write about, so nothing here is a personal earnings claim. Everything below is taken from MyPoints's published documentation and terms, with the date we last opened them shown at the bottom of the page.
The checked figures
| Type of company | Rewards site |
|---|---|
| Minimum age | 18+ |
| Countries named in its terms | US, CA |
| Published pay range | 10 – 300 points (~$0.06 – $2.00) |
| Cash-out floor | $3.00 for the first gift card |
| Reported payout speed | 1 – 7 business days |
| Share of surveys that screen you out | ~40%, small consolation points |
| Documentation last checked | 2026-07-29 |
The complaints that are fair
- Survey pay is among the weakest on this list.
- Point-per-dollar varies by reward, so comparison takes effort.
- Email volume is heavy unless you tune the preferences.
- US and Canada only.
How MyPoints compares on the things people complain about
Cash-out floor and payout speed are the two figures behind most "scam" accusations in this category. A panel that makes you reach $50 before paying feels like a scam long before it is one.
| Panel | Cash-out floor | Reported payout speed |
|---|---|---|
| MyPoints | $3.00 for the first gift card | 1 – 7 business days |
| Survey Junkie | $5.00 (500 points) | PayPal usually under 24h |
| Swagbucks | $3.00 (300 SB) PayPal / gift card | Gift cards 0 – 24h, PayPal 1 – 10 days |
| Prolific | £5 / $6 equivalent | Instant to 3 business days after approval |
| Ipsos i-Say | $5.00 (500 points) | 24 – 72 hours |
| Branded Surveys | $5.00 (500 points) | 1 – 3 business days |
Worth knowing
Eligibility is limited to the countries named above, so a signup from anywhere else will normally be rejected at the registration step.
Advertising disclosure: some outbound links are referral links and we may be compensated. They never change our rating or what we publish.
MyPoints FAQ
- Is MyPoints good for surveys?
- Not particularly. Survey pay works out around $2 to $4 an hour with a high screen-out rate. The cashback side is the real value.
- What is the MyPoints minimum payout?
- $3 for your first gift card, with thresholds varying by reward after that.
Sources and verification
Based on official provider information. The figures on this page come from the provider's own published documentation and terms, which can change without notice. Last verified .
- Rewards — MyPoints
Supports: Current point redemption options. Source checked 2026-09-05.
- Help centre — MyPoints
Supports: Points, rewards and account support. Source checked 2026-09-05.
- Terms of use — Prodege
Supports: Membership and reward rules. Source checked 2026-09-05.
- Privacy policy — Prodege
Supports: How MyPoints member information is handled. Source checked 2026-09-05.
Provider-published information is identified as such and can change at any time. No first-hand test result is claimed on this page. Nothing here is tax, legal or financial advice.