MyPoints review: cashback first, surveys second
By Pamela K · Editor, SurveyQueen
Sources last checked: · Based on official provider information
MyPoints is a cashback platform with a survey section bolted on. Judged on surveys it is poor. Judged on cashback it is one of the better options in the US, with competitive rates at major retailers and a low first-redemption floor.
The right way to use it is to install it as your shopping route and take the occasional high-value survey when one appears.
Quick verdict
Best for: Regular online shoppers. Route your purchases through it and the surveys become a small bonus.
We have no referral relationship with this panel: the link above is a plain link to its own site and we earn nothing from it.
How we researched MyPoints
SurveyQueen does not hold a tested account with MyPoints. The cash-out record below is taken from MyPoints's own published terms and reward pages, each linked in the sources at the end of this review. Providers can change these terms at any time.
| Research method | Provider's published terms and reward documentation |
|---|---|
| Documents reviewed | Membership terms, reward or payment pages, privacy policy |
| Market these documents cover | United States (other countries may have different terms) |
| Reward basis | Mixed activities |
| Pay per survey | 10 – 300 points per survey |
| Minimum cash-out | $3.00 for the first gift card |
| Cash-out methods | PayPal, gift cards, travel miles |
| Cash-out processing time | See MyPoints' current cash-out terms |
| Sources last checked | September 5, 2026 |
MyPoints at a glance
| Pay per survey | 10 – 300 points (~$0.06 – $2.00) |
|---|---|
| Minimum age | 18+ |
| Countries the provider accepts | US, CA |
Payout figures are based on the provider's published documentation. Reward menus change often — check the provider's own site for the current numbers before joining.
Pros
- Strong cashback rates across a wide list of major retailers.
- Low $3 first redemption.
- Points can convert to airline miles, which occasionally beats the cash rate.
- Long operating history with reliable payments.
Cons
- Survey pay is among the weakest on this list.
- Point-per-dollar varies by reward, so comparison takes effort.
- Email volume is heavy unless you tune the preferences.
- US and Canada only.
Cashback, the actual product
Rates run from 1% to well over 10% depending on the retailer and any active promotion. Because your points sit in the same balance as survey earnings, a single normal shopping month can clear a redemption on its own.
Track pending credits: retailer confirmations take 7 to 30 days and occasionally need a manual claim with the order number.
The surveys
Point values are low and screen-outs are common. Take the 200-point-plus surveys and ignore the rest; the small ones are not worth the click.
Redemption
The first gift card can be redeemed at $3, which is unusually accessible. After that the thresholds vary by reward, and miles conversions sometimes beat the straight cash rate — worth checking before you redeem.
Our verdict
MyPoints earns its spot as a cashback account, not a survey panel. If you shop online monthly, it pays more passively than any survey panel here pays actively.
Do not join it expecting survey income; that part is filler.
Plain link — we have no referral relationship with this panel.
MyPoints FAQ
- Is MyPoints good for surveys?
- Not particularly on surveys: per-survey pay is low, and screen-outs are frequent. The cashback side is the real value.
- What is the MyPoints minimum payout?
- $3 for your first gift card, with thresholds varying by reward after that.
- How long does MyPoints cashback take to post?
- Seven to thirty days after purchase, and occasionally it needs a manual claim with the order number.
Sources and verification
Based on official provider information. The figures on this page come from the provider's own published documentation and terms, which can change without notice. Sources last checked: .
- Rewards — MyPoints
Supports: Current point redemption options. Source checked 2026-09-05.
- Help center — MyPoints
Supports: Points, rewards and account support. Source checked 2026-09-05.
- Terms of use — Prodege
Supports: Membership and reward rules. Source checked 2026-09-05.
- Privacy policy — Prodege
Supports: How MyPoints member information is handled. Source checked 2026-09-05.
Provider-published information is identified as such and can change at any time. No first-hand test result is claimed on this page. Nothing here is tax, legal or financial advice.
Is MyPoints legit?
MyPoints is a real, operating rewards site. We last checked its published terms and payout rules on September 5, 2026, against the provider's own documentation. What is worth knowing before you join is not whether it exists, but what it actually pays: it publishes 10 – 300 points (~$0.06 – $2.00) per survey, against a $3.00 cash-out floor.
- Type of company
- Rewards site
- Minimum age
- 18+
- Countries named in its terms
- US, CA
- Published pay range
- 10 – 300 points (~$0.06 – $2.00)
- Cash-out floor
- $3.00 for the first gift card
- Reported payout speed
- See MyPoints' current cash-out terms
- Sources last checked
- September 5, 2026
How to check MyPoints for yourself
- Join through MyPoints's own website or app, not a link sent by a stranger.
- Read the provider's reward and cash-out rules before your first survey.
- Never pay a fee to join or to unlock a payout; legitimate panels don't charge members.
- Never share bank logins or card numbers; payout details are only needed at cash-out.
Eligibility is limited to the countries named above, so a signup from anywhere else will normally be rejected at the registration step.
MyPoints payout time
MyPoints does not state a payout time on the pages we cite. See MyPoints' current cash-out terms. You can redeem once your balance clears the $3.00 minimum.
- Minimum before you can cash out
- $3.00 for the first gift card
- Ways to get paid
- PayPal, gift cards, travel miles
- Reported processing time
- See MyPoints' current cash-out terms
- Typical pay per survey
- 10 – 300 points (~$0.06 – $2.00)
- Sources last checked
- September 5, 2026
What can slow a payout down
- Identity or account verification, where the provider's terms require it before a first withdrawal.
- The payment method: providers generally quote longer processing windows for bank transfers and PayPal than for gift cards.
- Reaching the cash-out floor itself, which takes longer when part of your balance comes from small screen-out credits.
- Account checks triggered by the provider's terms, such as VPN use, shared addresses or duplicate payment details.
MyPoints compared with other panels we track
Ranked on the payout timings each provider publishes, not on how any single account was treated.
| Panel | Cash-out floor | Reported payout speed |
|---|---|---|
| MyPoints | $3.00 for the first gift card | See MyPoints' current cash-out terms |
| Pinecone Research | $10 (from Pinecone's FAQ) | Immediate — credited to your account after each survey |
| Earn Haus | Not published on the pages we checked | Often within 15 minutes; up to 5 business days (3 weeks for mailed rewards) |
| MindField Online | $5.00 | Processed within 1 – 2 weeks of confirming your address |
| KashKick | $10 (1 Kash = $1 USD) | Not published by the provider |
| Tellwut | Set by the rewards catalog — the lowest listed cards are $10 | Not published by the provider |
If a payout is late beyond the times above, the fastest route is the panel's own support ticket with your redemption reference — not a chargeback or a public post, both of which usually freeze the account.
MyPoints alternatives
Most people looking for a MyPoints alternative do not actually want a replacement — they want more work available. Panels run out of surveys for a given profile long before the day does, which is why running three to five at once earns more than picking one. On our checked figures the closest comparison to MyPoints is Swagbucks.
- MyPoints rating
- 3.6 / 5
- Published pay per survey
- 10 – 300 points (~$0.06 – $2.00)
- Cash-out floor
- $3.00 for the first gift card
- Best suited to
- Regular online shoppers. Route your purchases through it and the surveys become a small bonus.
Why people look for an alternative to MyPoints
- Survey pay is among the weakest on this list.
- Point-per-dollar varies by reward, so comparison takes effort.
- Email volume is heavy unless you tune the preferences.
- US and Canada only.
MyPoints alternatives compared
Every figure below is taken from the provider's own documentation on the date shown in each review.
| Panel | Published pay | Cash-out floor |
|---|---|---|
| MyPoints (this panel) | 10 – 300 points (~$0.06 – $2.00) | $3.00 for the first gift card |
| Swagbucks — 3.8/5 | $0.35 – $2.50 (35 – 250 SB) | $3.00 (300 SB) PayPal / gift card |
| KashKick — 3.6/5 | Dollar amounts shown per offer, game and survey; no average published | $10 (1 Kash = $1 USD) |
| Earn Haus — 3.3/5 | Typical pay not published; see the provider's advertised ceiling | Not published on the pages we checked |
| Branded Games — 3.2/5 | Not applicable — earning is via games and offers, not a survey panel | Not published on the pages we checked |
| Survey Junkie — 4.2/5 | $0.50 – $3.00 (50 – 300 points) | $5.00 (500 points) |
| Pinecone Research — 4.0/5 | Per survey — exact dollar rate not published by Pinecone | $10 (from Pinecone's FAQ) |
Signing up to several panels multiplies the marketing email you receive. Use one dedicated address for panel accounts and the whole stack stays manageable.
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